Year: 2018

  • Fight inflation with an army of savings accounts

    Fight inflation with an army of savings accounts

    There has been a lot of noise around the fact that banks have not passed any significant increases onto savers after the BoE interest rate increases. Considering mortgage holders with variable mortgage deals will have felt the increase almost straight away why have savers not been treated the same and how does this impact your…

  • Latest Sterling Rate Update from Insignis

    Latest Sterling Rate Update from Insignis

    Benefit from better interest rates for your cash savings Our current average interest rate across all our individual term accounts is 1.49%. The average interest rate from the Big 5 Banks is 0.85%. Have a look at the rates table below and contact us to get better rates for your cash. Please note that some accounts may…

  • Regulatory Capital Cash

    Regulatory Capital Cash

    We have been visiting a number of Wealth Managers across the country over the last few weeks and the topic of regulatory capital cash often comes up. A firm can have a large amount of money sitting in a single bank account earning little interest. We would recommend diversifying the funds across several banks to…

  • Advertise your Cash Management Solution

    Advertise your Cash Management Solution

    We have a variety of announcements written for our Wealth Managers to use for marketing the cash management service to clients. This includes press releases for your local newspaper and magazines, client letter drafts, email announcements for your clients and wording for your website. These can be edited before you send them to suit your…

  • Insignis Cash Solutions shortlisted for the MoneyAge Awards 2018

    Insignis Cash Solutions shortlisted for the MoneyAge Awards 2018

    We are pleased to announce that we have been shortlisted for the 2018 MoneyAge awards. We’re in the Consumer Champion of the Year category and look forward to the event in October. The category highlights our work in ensuring clients make the most of their cash savings. Whether this is for a Trust Client, a Power…

  • Don’t forget the Challenger

    Don’t forget the Challenger

    The past decade has seen a transformation of the banking landscape and with this, challenger banks. Insignis works with some of the smaller challenger banks that offer saving accounts that are FSCS protected. Once signed up with Insignis, we also manage the entirety of the sign-up and continuation process for you. Insignis notifies you when better…

  • BoE rate hike essential to normalise interest rates

    BoE rate hike essential to normalise interest rates

    Giles Hutson, CEO of Insignis Cash Solutions, comments on how savers will be affected by today’s Bank of England decision to hike interest rates: “Today’s hike is a welcome boost to the savings market. The previous rate rise in November 2017 plus increased competition in the banking sector through the introduction of more challenger banks,…

  • Price discrimination in the cash savings market

    Price discrimination in the cash savings market

    The FCA has recently published a discussion paper on the impact of implementing a basic savings rate to instant access savings accounts. The proposal can be found here Giles Hutson, CEO Insignis Cash Solutions issues his initial comments on the proposal: “While important new dynamics have increased competition and therefore savings rates, having a  ‘base…

  • Insignis Cash Solutions bolsters Advisory Board with new appointment

    Insignis Cash Solutions bolsters Advisory Board with new appointment

    Insignis Cash Solutions is pleased to announce that James Scott, group commercial director of Curtis Banks, a leading provider of self-invested personal pension schemes (SIPP) and small self-administered pension schemes (SSAS), is joining its advisory board. Having previously worked as cash management director at Jonathanfry Plc, James brings a wealth of banking and pensions knowledge…

  • Portfolio Cash Investment Strategies on the increase

    Portfolio Cash Investment Strategies on the increase

    Recent research by Julius Baer shows that a more defensive investment position is recommended. This is a major step to ensure not only a diversified portfolio but to mitigate potential risks in the current investment environment. The suggested cash percentage in a portfolio has increased to 12% in a high-risk portfolio, 7% for an income-based…